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Clear Financial Choices

We understand that finding the right financial product can be overwhelming. That's why we're here to help simplify the process.

25K+ Reviews

SoFi Personal Loans

Best for borrowers with good to excellent credit

Loans available in all 50 states and Washington, D.C.

Est. APR
8.99 - 35.49%
Loan amount
$5K - $100K
Min. credit score
None
2025 Best Personal Loan for Excellent Credit

25K+ Reviews

LendingClub Personal Loans

Best for joint personal loans

Loans available in all 50 states and Washington, D.C.

Est. APR
7.90% - 35.99%.
Loan amount
$1K-$50K
Min. credit score
600
Best for joint personal loans

25K+ Reviews

Reach Financial Personal Loans

For good-credit borrowers to consolidate credit cards.

Loans not available in CO, CT, ME, NV, NH, OR, TN, UT, and VT.

Est. APR
5.99 - 35.99%
Loan amount
$3.5K - $40K
Min. credit score
660
Best for Flexible repayment terms

25K+ Reviews

Best Egg Personal Loans

Best for Secured debt consolidation loans

Loans not available in IA, VT, WV and Washington D.C.

Est. APR
6.99% - 35.99%.
Loan amount
$2K - $50K
Min. credit score
600
Time to fund after approval is one business day.

25K+ Reviews

Upstart Personal Loans

Option for borrowers with low credit scores

Loans available in all 50 states and Washington, D.C.

Est. APR
6.70% - 35.99%.
Loan amount
$1K - $50K
Min. credit score
None
Best for borrowers with short credit histories

A Guide to Identifying the Optimal Financial Product

01

Explore Options

Start by learning about your options. We provide expert guides and information to help you understand different loan types and what to look for from various lenders.

02

Compare Offers

Use our tools to easily weigh your choices. Compare interest rates, loan terms, and estimated monthly payments from multiple providers in one clear, side-by-side view.

03

Read Reviews

Gain confidence in your decision by reading expert analysis and real customer reviews. Learn about each lender's reputation, customer service, and reliability before you commit.

04

Secure Loan

Once you've found the right match, it's time to apply. We'll guide you to the lender's secure website to complete your application and finalize your loan.